Kestrachern

This was not an intended result of leaving San Francisco…  still here it is.   With my income not quite matching my living expenses, never mind my recurring bills, I think it is time to be responsible and admit that I messed up, financially.

I found out that a good friend went through this a few years back and I am very grateful for the advice and perspective their experience offered.  Have you gone though this? What was your experience? 

Any thoughts on getting a lawyer… yes/no?  I’m leaning to Yes to make sure I don’t mess it up and could use some suggestions for an individual in the Tampa Bay area to help shepherd me though the process.